Central Florida Bankruptcy Lawyer
Located in Longwood, Bankruptcy Attorney Robert F. Hoogland is uniquely qualified to handle all of your
bankruptcy legal needs. The idea behind bankruptcy is to relieve debtors from insurmountable debts, and
to give them a "fresh start" in their lives. The process of bankruptcy is that debtors obtain relief from
unpayable bills, and creditors get paid from whatever nonexempt assets the debtor may have, if any,
that the Bankruptcy Trustee is able to liquidate.
The Miracle of Instant Debt Relief
It has helped thousands of Florida residents get a fresh start in their financial lives. And the office of Robert F.
Hoogland is ready to help you get this fresh start.
Chapter 7 and 13 Bankruptcy Attorney
Longwood Bankruptcy Attorney Robert F. Hoogland helps people with two kinds of bankruptcy, Chapter 7 & 13.
Chapter 7 is sometimes called liquidation bankruptcy. It is for people who are in a downward spiral and are
simply unable to pay their bills. It is a liquidation because the debtor's nonexempt assets, if any, are sold by
a trustee, with the proceeds of the sale turned over to creditors.
The amazing part of Chapter 7 is that it works immediately to bring relief from creditors. No more harassment from bill collectors. No more garnishment of wages. Creditors who violate this law are subject to contempt charges. Credit card bills and other unsecured debts are often completely discharged — wiped away.
Chapter 13 is basically a repayment negotiation for individuals who still enjoy regular income, but have missed payments on their home or cars. Chapter 13 prevents home foreclosure and allows the debtor to stretch out future payments in a more manageable way.
Creditors are not big fans of bankruptcy, and they have helped create a sense of stigma around debt relief, that it is something to be ashamed of. You should not feel any shame. Bankruptcy is a healthy mechanism for helping people who are down to get back on their feet.
For instant relief from the stress of unpayable debt, call or e-mail Longwood bankruptcy attorney Robert F. Hoogland today.
We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.